Pay cash for the property and the rehab, then do cash out refi. 

I need to pay some good advisors for a few consults.

However, if we pay in cash, they will offer a 7% discount.

The $1250 amount would require the landlord to pay all utilities - which we don't recommend as tenants will abuse the utilities if they don't have to pay them.

You will see less of a benefit to extending that penalty beyond that, and if rates drop before then you would be forced to pay that penalty to get a lower rate. 

STR's are uncertain due to the term length, one month you can make all the money in the world, and the next you could be paying for those bills out of pocket, so it would have to be strategically operated, but at the same time they can be a fantastic source of income!

I graduated college last year and I'm starting to build my career toolkit (while paying down just shy of $15K in student loans).

A portion of it to reserve for refinancing and most of it to pay off credit cards and prior debt.

Here's how they work: they advertise a low initial cost of $499 for a 30-yard dumpster, but in the fine print, it says you'll pay extra for any weight over 3000 pounds.As a first-time home renovator, I assumed the 3000 pounds would be more than enough and ended up paying a lot more than I expected.

Is it enough to pay xyz bills?