Hi @Ryan Nelson ,You If your house is listed for $100k and the agent wants you to pay their commission for bringing the buyer, counter their offer with either:Rise the price to offset the cost of commissionsYou agree to the agent's offer and you pay the commissionYou don't sell to themHow valuable is it to you to sell quickly for higher (gross) dollar compared to waiting for a different buyer willing to pay their realtor commission?

We’ve been good tenants paying on time for the entirety of our stay here.The property owners are brother & sister (and I believe a third sibling), but they’re never really on top of things, and no property management.

For my first property, is it A: better to pay cash and see how it cash flows or always use loans and save money for down payment and other investments?

We find that mom and dad are making sure their kid is paying since they're on the hook too. 

He gets an option to buy it for the remaining balance on the mortgage, and pays my mortgage down.Call it rent to own, or call it a loan with free rent as interest plus option to buy.Will it trigger due on sale?

But otherwise, a room just needs new sheets (we have extras ready to go) and towels, snacks, and then we quickly wipe and spray everything down, vacuum (doesn't always need it after every single stay) and we are out.

Some states don't allow the landlord to earn interest off the money.From what I can see, Minnesota requires you to pay 1% interest per year to the tenant, so I hope you are complying with that. 

(this is my favorite one, it's such a wildcard)A: "Actually not too great, my friend moved out on me and left me to pay the rent on my own."

However if they are on limited income, military disability, SS, pension and they are currently paying a similar rent, no major other payment, I will waive the requirement.

I see a lot of people who are gonna get crushed as they are buying NPL's based on thinking they will foreclose but the borrower has a high likelyhood of filing BK to keep their equity and people are paying 80 cents for a 3% loan that is a year behind which is insane!