Hopefully there will be something in the relief package to head that off at the pass, and keep us little guys afloat. 

The two most common policy forms that will be used are a Business Owners (BOP) or Package policy.

Nobody else can say what your mortgage is going to be, what cable package you're going to pay for, what extras (or not) you intend to provide, or if you go with the cheap thermostat so guests can abuse your HVAC or pay $200 for a smart one where you can set temperature limits.  

To join, I have to sign up for an educational package from a 3rd party which is Renatus. 

For me, it adds an element of risk.

I'm guessing that mortgages packaged up to be sold to Fannie Mae and Freddie Mac are likely to have difficulty implementing something like this because maybe the big dogs don't like purchasing HELOCS or can't.

This was one of the builders basic packages in their larger floor plans.

As well as purchasing 2 Duplexes and 3 SFH's packaged together from another buyer directly behind the homes that I own from another buyer.

I paid cash for it in a package.  

Doing one per lot and then selling the package or renting is fine so long as mobiles are allowed there.So again, make sure you know what’s allowed and how to do it where you are at.