You can buy an investment property with Fannie Mae or Freddie Mac financing without having to occupy it. 

They both had solid income and W2 jobs, fico >760, and the loan had to be 1st position owner occupied, total LTV < 40%. 

In my state if you occupy the property you own personally you can get a tax break and you are very protected liability-wise.  

The topic is in regard to RM zoned properties that are currently able to apply for a NOO (Non Owner Occupied STR Permit).

I am in the process of analyzing a fully occupied quadplex in a rural community in Iowa.

@Ryan Kephart yes sir 5% is for an FHA and it has to be owner occupied and it also has to be in good condition. 

Hi all, I'm wondering what everyone else is seeing for LTV's on purchases and refi's on Non Own Occupied SF, Condo and MF (1-4 unit).

However, rehabbing while occupying is tough 😄.

The HOA dues are being payed (through some sort of autodraft) but are in an old amount, meaning that the HOA dues amount have increased, but the owner's autodrafted payments have not updated to match.I have purchased a service to find the contact information for the owner, but all available numbers are not reachable/disconnected.The county office does not have/will not provide contact information for the owner.Oddly enough, the owner's mailing address is for another property nearby, where the taxes are paid in full.How do I go about contacting the owner, or the people who have purchased the taxes/paid the taxes on the owner's behalf.Ultimately, I am looking to purchase the property and get it to an occupied condition.Thanks,Sameer

Need to occupy the property within 60 days.