Hello guys,Recently acquired a 2 family.Tenant should be moving in soon.The process went over budget (more than expected).The result is I am carrying credit card debt.I have a plan to pay it down to zero that will work just fine (the avalanche method).I would like to speed up the process though and pay less interest in the process.My credit score has dipped as a result of the credit card debt (to around 624).So may not be eligible for a 0% balance transfer or personal loan.Ultimately I want to get my credit score back into the excellent range for when I refinance out of the FHA loan.Any hacks or tips that anybody could share would be greatly appreciated.Thank you in advance to anybody who has any advice to offer.No canvasing please.

The reason most people sell to investors on seller financing as opposed to just listing it and getting all cash is that they will take on problems that the seller doesn't want to deal with that would likely be required if they were going to list it.You need to remember that investors use seller financing and other strategies to solve real estate problems.

This forum is mainly for BRRRR method techniques and questions.  

I would prefer also, to do the BRRRR method, to get my money back for property #2. 

Sometimes talking it through solves a lot of problems 

Especially if you use the BRRRR method, you can pay back that HELOC after you finish the cash out refi

You could have two properties when just using standard methods available.Another reason to not BRRRR your own primary home is that I can find plenty of homes on the MLS that DO NOT fit the BRRRR method but fit my primary home requirements.  

For us, this method kept property in the LLC and simplified the 1065 filing.

Some states don’t recognize email as an acceptable method of delivery, so late rent notices should typically be delivered in person or sent via certified mail.

I've had it go both ways with different banks, but I usually don't like illegal units so it's not something I've encountered often.The value for refinance purposes will be determined by an appraisal, which will use three methods - the sales comparison method, the income method, and the replacement value method.