Depending on the size of your portfolio of properties, I try to place investors into programs that their insurance costs are set, and the only variable is the value of the home.

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Experienced Investors:I'm setting up a FREE investor group meeting for experienced investors in Berkeley on 9/11 @ 7pm.  

@Khaled Helmi, the best advice I can give (although you may not like it- I know I didn't) is to get (or find one for bidding and vetting purposes) a set of plans you're happy with and a list of specs and bid it out to different builders/subcontractors.  

A property I am interested in I have learned that the Hoa has dissolved and therefore there is no Hoa fee until a new one is set up. 

Set lofty goals.

Medicaid rules keep evolving, and states all differ in how they set up their programs, some do it well, others just create big bureaucratic mess.

I'm in the game and taking action....thanks to BiggerPockets for the great resources and connections like @Bill Hampton, who helped me to set up my investment LLC.I look forward to quickly renting this unit and saving up for a 3rd home to add to my rental portfolio.

It will teach you the right mind set.

@Mark Kelley- We have some cash set aside for investing, however, we are in SoCal which is a pricey market.