But it really comes down to the comparable in each market.  

If you are trying to compare various methods of passive REI, I wrote an article on BP awhile back that takes a look at Three Key Routes for Passive Real Estate Investing

I currently work full time as a chemical engineer.

We will pay a $3,500 upfront fee to get started with F&G which is cheap compared to the 10% fee that MCC would charge on the total amount of business credit that they obtained for you.

Parts of it have been, such as the Leonidas area on the West side of Carrollton and also the East side of Carrollton. 70118 also includes the Black Pearl neighborhood and the areas around Audubon Park which are vastly different neighborhoods compared to around Eagle and Palm. 

All clapboards replaced, all trim chemically stripped--really!

Third you get better interest rates on a primary residence compared to an investment property.

But is it reasonable to account for paydown when calculating return to compare to a stock market investment?

This allows me to compare a property that I'm looking at to similar properties (location, quality of finishes, size) in the area.

It helps that the units have luxury finishes compared to the others offered in the area and rent is only $200-250 above the average price.