Additionally, if you have too many personal use days, losses may be further limited by the Sec. 280(A) vacation loss limitations. 

Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

And try to master those taking as much time as you need to be comfortable with it.

I'm looking to pickup some multifamily real estate but the barrier to entry is crazy in my local market.

But, if you have a good tenant then it is a good time to rewrite the lease to the one that you normally use and keep them for another year.

I wanted to wish a Happy Holidays to everyone on Bigger Pockets.

Yep, then you will probably need to move the cash.  

I do not use Rent Ready, but I know that it is a perk of my pro membership here and I am considering setting it up to help my tenant establish credit. 

I advertise price at $1 and let people know to inquire for pricing.

I would like to hear your opinion on purchasing a property in another country, like Paraguay.