I also know that they "didn't know about the sale ahead of time", so I have to imagine that played a role in the lien. 

Almost zero but normally they play nicely.7.

Trying to save money by foregoing insurance is playing russian roulette.

I will play devil's advocate here. 

As mentioned if the holding company is not solely holding or owning assets together funneling monies as a loan would further complicate if there is a default but also cause you to file extra tax returns = $...Yes you are taxed on interest income or any money that you make, does not matter how you structure it, what comes into play is not how much your taxed but how much you pay someone to figure out for you how much you need to pay and each layer is an added cost. 

So I was playing musical chairs with them much as you might with credit card balance transfers.  

Some of the further out areas seem like a good investment and appreciation play but I personally don't want to live out there yet. 

You'll see the usage drop significantly once they start to play for it.Get three quotes from HVAC companies, and if you don't have any I would ask contractors and realtors for referralsGino

I always play by fair housing laws but not giving me a pick in my tenant is not to my liking!

Some real estate agents think because the funds show more they can play tougher, but I always let them know the funds in there are for specific deals with this one being priced where my bid is.