I know it would be an odd request and perhaps you could pay them for the privilege, but since you don't need to buy a house, but really an address - this could open up other solutions.I like the STR option, especially in an overpriced and hot market.

While I get where you are coming from, this is a reckless and privileged statement.

To borrow the $215,000 over 30 years at 2.85% you're going to pay a total of 889.15/month x 12 months/year x 30 years = 320,094 total and thus your interest expense for the privilege of the lower monthly payment and higher cash flow totals 320,094 - 215,00 = $105,094.

@Kara JordanThe big wall street players (Invitation Homes and American Homes 4 Rent) price their rentals at top market prices and if you want the HOA swim/tennis /clubhouse privileges, you have to pay that extra HOA fee for same.

When taken as a whole, these factors paint a tale of two surges — showing that the luxuries of location and privilege play an important role in one’s ability to avoid the coronavirus.

For fun, in 1999, the most brilliant investment minds, in positions of the most advanced and privileged access to market analytics, projection tools, education and resources, maintained that a little startup called Amazon is in a bubble because no way could one company "sell every book in the world today". 

If you pay the same price for the very expensive land ($500k to several million per 25x100), it's obvious you can build much cheaper homes in the higher density mode.If you want to read a fascinating classic case of class privilege zoning war, read this https://www.nytimes.com/2020/0...

I recently had the privilege of speaking with two hard money lenders that I found on BP's website.

I really, really wanted to look down my nose on others from the privileged perch of my moral clarity.

(I had spent 4 days teaching him about systems and process while trying to negotiate)I'm greatful that I get the PRIVILEGE today of figuring out how to get a meth head out of a house and hope they don't kick a hole in every remaining wall.