But from where I sit any doomsday talk is premature.

I feel like it would help to have a name/pitch (even if my portfolio is yet to see its first property) for networking/approaching investors/sellers, but can't tell if it'd be premature and confusing.Thanks

@Timothy Meuse A 14 day notice would have been premature as you discovered.

He tells me there's a problem with the water quality there that causes seals in toilets(think the flapper) and other such seals to fail prematurely.

What we were discussing here is a loan of a term like 30 years, paid on-time and current, that the lender calls due for payment in full pre-maturely, well prior to the end of the 30 year term.In your case, your only viable option is likely to replace this lender.

Most that are are premature noisy worn out junk. 

Nick is using his newly developed "Real Estate Agent's Math" :lol:A tad premature, but an accomplishment none the less.

Brian Hoyt - Your post title is general in nature and no one can state that each and every market has or has not hit bottom, it is way too premature for that.In answering your specific secondary question, So CAL is one of those markets that have yet to hit bottom.

There are other ways to get loans for investment, so touching your 401K seems like a premature move if you haven’t explored other options. 

Way too premature to decide...Please let us know what the zoning is and allowable uses are once you find out.