Hi MikeAre your properties held in your personal name of an LLC? 

You shouldn't have to be held to a 1.25 ratio to get 7-8% rates. 

My realtor said that initially he thought the ARV for my building would only increase by about $60K but that if I held over the long term eventually I would get the value.

It's very hard to get a deal done without having the right team in place and you'll realize that once your pedal is to the metal, you'll find the people you're looking for. 3.

The market vacancy rate held steady at 11.6% compared to Q4 2023, while asking rents declined slightly by 0.5% quarter-over-quarter to $234 per unit.

Exactly how is title held, when did Dad close a transaction with title insurance, until today?  

People saved money, bought a house in a neighborhood they liked, rented it, and held onto it forever.

Cash will be getting progressively tied up in debt funds, small cap growth opportunities, international investing,  basic S&P and some held for a short-term debt basis to enter CRE. 

The next property I bought was a 3 unit rental property held long term and the next personal residence I bought turned into 17 new houses built in my back yard. 

However, since this would be an investment property (held for 1 year or less), ARS 32-1121(A)(6) requires all work be performed by licensed contractors if the cost of material and labor is $1,000 or more.