I am not sure how to get around interest, but there is always a solution that could work.

I am happy to share that I recently came across a solution called Property Llama that is a huge step forward for folks like us..

If you have maturing debt on the property or need to deploy this cash elsewhere, I would try and see it through with your current lender & work toward a solution.

For example, if you use Hospitable, you'll need another solution for background checks, lease signing, and monthly rent collection.

I'm exploring different funding solutions to understand how others manage these situations.

I'm doing everything I can to learn about real estate investing (mainly via reading), and there are concerns I have about my future in this field, that I want some more clarification on, and better yet creative solutions.

Private lenders or bridge lenders may also be a good fit, as they tend to offer more creative solutions compared to traditional banks.

Don't wait until it's a problem and then look for a solution; you'll drag out the process.I also recommend that you learn how to screen better.

I let other commercial agents know what my client is looking for to leverage their network of investors and help find a solution for my clients.Best of luck!

Really it's your own decision, but if you have zero money for a downpayment and your goal is to purchase an investment property now, a HELOC could be a good short-term solution.