Has anyone experimented with direct mail to Multi-family apartment owners as to which has a better response rate: typical yellow letter simple postcards or more formal appearing letters?  

The clutter in the pics is her stuff, she is about to have an estate sale before the house sells4 bedrooms, 2.5 baths, 2800 square feet, living room, formal dining, eat in kitchen, family room, nice yard that is about 6/10th of an acre, great area of high value housingFrom the pics it is obvious that many things have never been updated in the 53 years the house has been around.

I believe the LOI is a great method to capture a certain level of formality while serving as an ice breaker to start the conversation with the seller.  

I had joined BP awhile back but never formally introduced myself on the forums. 

Think about practicing establishing relationships or perhaps formal introductions.

I'm just curious what various lenders would be looking for in compensation and structure of this deal:Purchase Price: $25,000Rehab/Holding/selling costs: $30,000ARV/Sale Price:  $85,00090 days for purchase/rehab/sale**My questions below are coming from the scope of my view that a HML being a formal institution/group with a bunch of standard terms, processes, etc... and a Private Lender being someone with money, willing to loan it short term, without all kind of formalities(if that makes any sense)So in a HML world, 65% of ARV would be right at $55,000... does anyone does this deal without requiring rehabber to have skin in the game? 

if you're gonna pay them something have an attorney write up a formal "release"it will say that you are not admitting fault and they can never hold you responsible again for these problems or any other problems related to this property.negotiate them down as much as possible because if you messed up at all on the sellers disclosure you could get hammered, and nobody wants to go to court over a few bucks anyway.the release will protect you against any future claims!

Others were much more formal like seller financing - the seller giving me a mortgage, and they asked for a lot, although never as much as a bank.

File a formal claim,  Then have your insurance company produce to you the section of your policy that excludes damages preexisting prior to acquisition.

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