We formulate our opinions and then we wash them through the prism of historical precedents and moderate accordingly.Institutionally, today, I can tell you from speaking to both lenders and equity, the concern is that there is very little spread between Class C assets and those in tertiary locations, and Class B and A in primary markets.

Main goals are asset protection and formulating a partnership with a 50/50 split.  

., but me I have no job, and my parents own like 3houses, I was thinking to start with them as they manage them as hobby not business, I live in place where real estate business is not well formulated and no regulation about it have brought in place, Banks do not know about potofolio lending...please help me to figure out what to start with.

Assuming you show income & depreciation, they'll next formulate your "true" income/loss from each property.

We have formulated our goals and would like to start investing with a multi family house hack in our area, then to purchase a commercial property on the mainland that we can travel to regularly, store an RV and make a mainland “home base”.My wife and I are currently prequalified for $1.2m mortgage we have no debt, 20% down and have been actively looking for properties where we currently live but inventory is super low, prices are very high and competition is incredibly strong. 

That said, my opinion is formulated based on the professional market and not individual lenders.

We were originally attracted to it because it'd been on market for over 2 weeks and this was on the tail end of houses being bought up within a week, so we thought we might have some time to actually formulate a strategy.

While I am not in/a veteran of the armed forces, I do have quite a bit of experience successfully assisting clients who are active/former military looking house hack.I would be more than happy to take a look at your situation with you and formulate the best plan for you to move forward with, so feel free to shoot me a PM/Colleague Request if you'd like to chat.Best of luck!

PODCASTS - take of advantage of the BP podcast, but also the numerous other podcasts out there that will help you formulate plan and help get your first deal.Congrats on all your endeavors and Enjoy!

As I'm just formulating this, I'll put my expectations.