Some have more than $1 million in equity, while others have less.4.

Buy and holds is the key to true wealth with all the benefits of depreciation, appreciation, loan pay down by your tenants, leveraging the equity, cash-flow etc etc, but it often times isn't the active income that pays the bills until you build up a portfolio and even then there's the tenant management or managing your property managers.That's why I'm involved in all 3.

I have an opportunity to get into a property that doesn’t have any true equity, but the terms are really good.

They offer zero equity value, though.

If you're looking to scale it could be worth while to sell and re-distribute that equity with the help of some save leverage. 

For a truly passive experience you'd probably need to be an investor in private equity deals or be a silent partner on a project.

This deal doesn't meet the 2% or 50% rule of thumb, but it has positive cash flow and is in a growing market, according to the latest 2024 Top 100 data from BP. 

I've been at this a while and have over 70% equity in my combined portfolio, and I'm over 50 years of age, so I don't look at creative financing options. 

Hello @Timothy Hilario,I think there are benefits to both strategies.If you move out of your apartment and rent it as a mid-term rental, you could see decent cashflow without pulling equity out of the unit.

will you have a net positive return vs selling it as a 4 unit?