You do need to have steady employment, decent credit, and not be drowning in debt.

The rise in home equity over the years can be credited to two key factors:1.

Another option could be a home equity line of credit (HELOC) if you have enough equity in your primary or second home.

My first property was tough, (credit not in place was a challenge - luckily, got some help on this!) 

Taking on issues the seller is not willing or able to cope with can score you a better deal.

Also helping was a relationship with that bank (deposit accounts) and good credit. 

While I do not have an official W-2 currently, I do have a steady income, great credit, and have money saved as well from working since I was 13 years old.I relate to Ian Kay in his journey but also am very determined to make my goals/dreams a reality this year by July 2025.

I’ve just heard horror stories from landlords and I’m looking for suggestions on how to best vet tenants - Good credit, no missed rental payments in last 5 years, etc.

At the moment with 3 rentals (6 total units), I have one account and a credit card associated with it.

This section of the guide helps me to better understand how you can use the www.mysmartmove.com in conjunction with other forms of background checking:The Tenant Credit Report: The tenant credit report will contain a wealth of information related to the tenants credit history, including a detailed list of all the tenant’s open or closed credit cards, car payments, monetary judgements, late payments, and more.