It seems similar to one I have but mine is a bit bloated, and I have to work around a few things.

The reserve and new opportunity fund are bloated, fat, stupidly overfunded & earning little.

My current goals are to BRRRR and to occasionally flip houses outside of the Denver metro area and in the mid west, where I have been eyeing areas from St Joseph down through Kansas City, Joplin, and in to Northwest Arkansas. 

Occasionally the smaller brokerages have a investing as there primarily income stream as opposed to selling to owner occupants.

Occasionally they have meetups on the weekend.

Also the occasional group of 7 or 8 golfers from Canada, that all want a separate bedroom.

Occasionally you may have the homeless guy zig zagging down the sidewalk pushing his shopping cart next to the lady jogging with her baby in a stroller. 

Lazy landlords will occasionally try to sabotage their tenants efforts to find a new place.

I EXPECT that my tenants in C/C- properties will occasionally have issues that prevent them from paying full rent in a timely manner and I have polices and procedures in place that allow me to work with these tenants AND limit my losses.

I have very occasionally used tenants for labor, but it is always something I take careful consideration with.