I would tell them that there is always a solution, I had seven solutions available to me at the time, but not all solutions are equal.

I do not allow tenants to do an inspection with me at move out.

So anyone doing BRRRR in California, with me at least, spends extra for the more expensive appraisal, or I'm not going to spend my time on the origination paperwork (two way relationship).(2) It's 100% legit.

There are clients who have been hoping to transact with me at a rate that would provide an additional 6 figure sum to my income that I have cut off and I know a lot of others have done the same.If that is your reputation you will be last in line for all future properties as the agents would of course prefer to transact with their honest clients.  

My meat and potatoes consists of direct mail which is nothing new and around before my time, I find this yields me the best and most leads.

Well as I get more savvy in this world I'm sure more will come to me. At

Steve has been through my program 2x and teaches a few topics for me at my seminars as well.  

In this scenario the bank would not want it back there is no meat on the bone.  

But still, I had a modest view for the future which didn't match up to my WHY:  to have enough passive income so that I can remain in my home in retirement despite my limitations.Then the epiphany struck, when a few things happened at once:  I got a house under contract using techniques I learned here even though everybody laughed at me at first; my agent took me on a tour of that house using video conferencing and i was able to actually see the house well enough to make an informed decision; I went to an REI meeting and felt naked without a business card; and finally a mentor asked me to prepare a business plan.  

Following that, the seller met my Dad, my agent and me at the properties and we walked through.