@Will Gaston is a wealth of information and very prudent/knowledgeable investor, he was just helping me with some lending info yesterday.Don't be a stranger, feel free to reach out. 

Feel free to reach out if you have any questions or need any advice as you get started.

I did do a cash out refi to get my Corte Madera home, which is its saving grace that makes me feel better) but on this rental now with my mortgage, property tax, HOA fees, and insurance my 2023 was negative. 

I'm eager to hear if other investors make it a priority to diversify into other markets (I think my neighborhoods in STL will continue to have demand, but nothing is a given), and if you feel there's more of a return to be had with the same amount of effort by scaling up into commercial properties or apartment complexes.

Feel free to reach out if you need any advice, best of luck!

The tenant says she had someone to break in the front window recently but for reasons unspoken I feel like that may have been someone she knew that couldn’t get in she has a family member staying with her.

Data after line 10 would be calculations only and no need to input data since they are formula-driven.I am happy to share once complete but also wanted to poll other passive investors out there to see if they have a similar tool they use to look at two different style syndication deals side by side OR if you feel any criteria should be added to the list below.Thanks in advance.

Feel free to check back in with me.  

We do feel like we are throwing money away helping her with rent when we could be putting it towards an investment property instead, but there is always the fear of pulling the trigger on the first home that isn't your primary. 

I am certainly not a tax expert, but fwiw, I just looked at my closing statement from the purchase of a Brooklyn multi-fam and as purchaser, I paid the following taxes:Transfer Tax Additional Transfer(mansion)taxTransfer Tax Supplemental NYC(mansion)taxMortgage Tax 1st mortgage