No talks happened with Santander (today S. is a fine east coast operation).Wells Fargo did not have the cash Chase told  Kerry on the phone (while flying there) they agreed to a merger, then put pressure on the Fed (stab) that night to close and force WAMU into BK.

This issue should be settled by the first phone call with them.That said, the conversation and process of moving on to another agent is still awkward.

Have called Multiple times and heard Multiple lies and even had landlord on phone.

Real Work is hard and they charge and return phone calls according to what they perceive the pain will be to them and their crews.

Appraiser out of the phone book chosen by my ex and I, and given no info of divorce came in at $273k.

I've never met my current cleaners in person but have spoken on the phone with them.   

Have you used a skip tracing company to find the phone numbers/email addresses of the owners?

@Nicole Masters posted about this recently (tag not working from my phone but a search should bring that post up).

Would you mind calling me and discussing over the phone ? 

I noticed on the phone she repeated herself and lost her train of thought a few times.