That's how people get over-leveraged and into trouble.If you want to invest, do it the old-fashioned way: increase earnings, reduce expenses, save, then invest.

How many will you sleep (more people a little more in monthly utilities).

Actually the people telling me I can’t use B2 comps is Tax Shield!  

Also $0 claims always impact peoples insurance as it changes their "insurance score".

Going after dead beat people get dead beat results!!

They are unprofessional, with no etiquette. my poor friend, seeing her in this condition, breaks my heart. she told me she is afraid to leave the hospital in case these people try and kill her.

Everything else is done by people I trust.

I just want  people to be aware. 

There's all sorts of videos and books that say do this and do that but Im convinced if you spend a ton of time on telling people how to do it, then your probably not doing it.

I can shed some light.LAW EXEMPTIONS - There are very few parts of the VRLTA that allow an exemption for people based on units owned, and late fees is not one of them.