I suppose I could borrow those funds from a family member and then pay them back with the owner-financing proceeds over the next year, but then I lose the benefit of owner-financing (i.e. the interest).Not sure the buyer can wait until my listing agreement expires, as their lease expires in May, a month before my agreement.

Born and raised in Bradenton my friend, and happy to assist on the lending side of things if needed. 

My recommendation is to search for a software that will assist you throughout your search for tenants.

I am looking for some local assistance with regards to property valuation and local investors interested in a wholesale deal. 

If it were my client these are the considerations I'd be walking the borrower through:- calculate the new higher HELOC payment after you used those funds for your new VA purchase (to bring in the portion required by the VA to purchase or pay down as you call it).

I was wondering if anyone here had any experience the homebuyer assistance program.

Jon Dorsey and all,Thank you so much for the advice and assistance.

Hey @ShawnBowen I will pm you shortlyThank you for offering your assistance!!

Furthermore, they will also require a borrower to keep liquid cash on hand (operating account). 

That 80% figure is hard to obtain and usually reserved for borrower's with strong financial statements, experience in owning the type of property being purchased, and a solid A or B subject property.A more realistic LTV would be 75% or lower, perhaps as low as 60%.