Our first home was in Jacksonville, FL, a market that is growing and has seen a surge in population over the last few years. 

That as well as growing up in Dallas,, Texas have taught me very much. 

Escaping the self Employment Trap - Victor ChengThe ideal team player - great for when you need to start hiring to grow your business Books often recommended by othersThe E mythThink and Grow RichRich Dad Poor DadMillionaire real estate Investor by Gary Keller

Now as we continue to grow it seems like word of mouth is brinign in about as much potential deals, obviously best if we can find earlier but since we have full time jobs the drive for dollars or Direct Mail Marketing not in our wheelhouse yet.

I have doubts about taking on a mortgage at my age and whether it will affect my credit score positively or negatively.

I am always thinking about the best way to grow, and that's growing. 

However; never before have we seen the number of STRs as there are in this day and age, so in marginal markets, there will be far more competition.

Scenario # 1 - fixed rate 7 years - fully amortized 7 year loan - rate 5% / like you shooting to be paid off at a retirement age of 65 - 6 years 5 months and decliningScenario # 2 - fixed rate 5 years - amortized 13/14 year loans rate 5%Current scenario for larger project - we are discussing a 10 year fixed rate with a national lender.

For my day job I work as an Actuary and my primary experiences is in Risk Management, Asset-Liability Management, and Model development - which I hope to translate most of these skills into my real estate investment plan.I am interested in growing long-term wealth through acquiring a portfolio of cash-flowing rentals. 

OKC is growing and as you know the new KC-46 workload will be here before you know it!