(I own a good sice portfolio and we are leveraged with a very healthy equity share.)A stress test for your portfolio is basically a set of distressing circumstances, like a worst case scenario and then you look at your bottom line.What happens if:- you loose 30% of your tenants- rental rates soften- your competition starts giving out free rent- your adjustable rate financing kicks in- your annual capex spikes (well, this should not come as a surprise)- etcNow you don't look at this statically and say okay now I cam cash flow negative.

Plan for the worst, strive for the best. 

This is my first investment property, so if this is the worst that happens, I'll be good. 

Question is, in your opinion or experience, what are the best and worst times to list a property for rent?

It wasn't until Expedia purchased them and policies began to change for the worst that I started using Airbnb.

I tell all of the investors I work with that it's the worst time to buy from a value perspective.

New york market is really good, worst case scenario you can try to sell it for 2.3/2.2 for a quick sell!

Also, J Scott says he likes the total guts even more than moderate rehabs because you are already expecting the worst and you won't have any surprises.

I feel like I'm being conservative on the rehab, as well as monthly maintenance and fees, to ensure that even in the worst case scenario this all works well in the end.- What hidden costs have you had when purchasing a foreclosure?

That's the worst I've ever seen (not that I go around looking at vinyl siding to check for melting).