My husband and our other partner are both Veterans, my husband retired here about 8 years ago and Keith our other partner served in the Vietnam war and received a Purple Heart for his service.  

I would consider rentals if it only costs 6.5 for 100 units, that is a great opportunity for retirement sustainability.

My mom is retired with excellent credit but the banks will not give her the loan even though she has money in her self directed IRA, so we have to turn to a hard money then convert to long term financing, so the interest will be higher.

I believe you have already spoiled her retirement account using funds where she and/or her immediate family members benefit.

That wouldn't make retirement very fun (& could deplete your retirement funds as well).  

I am 28 years old so I am trying to start young and have a solid plan for retirement without relying on the system. 

She will let me know when she has another owner who is looking to retire or sell off some properties.  

My goal:Have enough cash flow that my husband can permanently retire ($200k/y in today's dollars) in 10 yearsAlthough this business will be mine alone, my husband is concerned about how we can accomplish these goals without over-leveraging ourselves.

I'm buying a small condo in the northeast as an investment property for now and a place to retire to in 10 years.I'm trying to decide between getting a traditional second mortgage or getting a home equity loan.The condo I'm planning on purchasing is $69,000.

I retired from the U.S.