I reached out to the listing agent ( he represented both sides)  without a response.

@ Toure BradyI have never executed a double close or assignment but I am working closely with Lawyers Title (representing a buyer on a purchase) currently.

Doesn't mean you have to pay them back, but at least you'll see their practices and how they represented your funds.  

Mortgage rates in 1980 topped out at 18.45%, which leads to a $729 payment.The early 1980's saw people paying 30% of income to rent and represented a high water mark.

I know my stocks are doing well but they are all tech stocks and while they represent a chunk of the stock market, they do tell me squat about the average mom and pop store that closed down or the thousands of retail or restaurant workers who are out of a job or how close to 100k airline employees will lose jobs come September 30.

You should have had your own agent, one that does not also represent the seller.

The easiest way to invest is dollar cost average, every paycheck, what you can afford to put into a basic index fund, like SPY (an etf representing the S&P 500).  

The 9 closing points represent almost the cash flow of 18 months after accepting the loan.If I take the loan, will I be able to create a credit history and tax return?

You're making a large purchase and the cost of the attorney representing you is nothing compared to what litigation can cost. 

We used an agent to represent us How did you finance this deal?