Long-Term Goals: While predictions suggest that rates might drop in the future, there’s no guarantee on the timing or extent of these changes.

https://www.biggerpockets.com/business/finder/tax-and-financ...Great resources no matter what state to find a tax pro who specifically understands real estate. 

Quote from @Anne Christensen: The short answer is no.

Thanks Check out this article on BP published on this exact topic - the "5-10 Unit Multifamily Niche" has some very specific financing options - including, the Multifamily "DSCR Loans" that @Brian Cauldwell mentioned - these look like SFR loans (no tax returns, 30-year fixed, Rent/PITIA to calc DSCR etc.) but are for slightly bigger propertieshttps://www.biggerpockets.com/blog/multifamily-dscr-loans

No one on BP can answer it without your lease

I've got a stainless whirlpool appliance package set to go in (no dishwasher due to space unfortunately).

It's my understanding that if there's a "partial exclusion", I'd use a Form 8949 with Code H...And if it's "fully excluded" and there's no 1099-S issued (which I indeed received no 1099-S), then I'd simply not mention it at all.But my biggest question is....

I've been told by a paralegal that a lien isn't valid if the owner didn't authorize it, and there's no tenant (leasehold) relationship.

I would guess no more than 5% (closer to 1-2%). 

@Tom Hall there is no magical solution that's going to bail you out of this:(