I originally purchased this house to be nearby my grandmother in her last few years but realized quickly that it was a prime area for short term rentals as there are no zoning rules or permits necessary etc.

Then they complain that our process takes too long!

You can do a DSCR standalone 2nd Mortgage at 75% CLTV if this is a residential 3 unit building as long as the property can debt cover both mortgage payments 

Sharing an article published just last year on BP on this exact question:Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

Hello Lindsey and Angela,My wife and I visited Aruba last year and we love it.

Typically, when rentals have been on the market for that long here in Columbus, it's because they're asking too much for rent. 

The guys said it best.Make sure you can actually get started before you get started like @John Underwood said.Plus I would really look at just getting more properties like @Mark Miles said.I think you will be ahead in the long run.

(This is an out of state property for us)Last year, we connected with a property manager through these forums at BP.

Not just last month.

How long does one have to own the home to apply usually?