From what I see and read, I don't think there is a loan that would allow me to do this, so I am thinking I have to get creative, Unless I am unaware of an option out there... but any advice is appreciated :)I am aiming to buy a house in the Atlanta area that I can improve/fix up to increase the value, but instead of selling it quickly as a flip, I would like to live in it!

As used herein, "permanent improvements" shall include, but not be limited to, all repairs, improvements, and equipment attached to the property as fixtures.

Just keep hammering practice questions.

Unlimited Wealth: The Theory and Practice of Economic Alchemy - by Paul Zane Pilzer •7.

Please let me know if you think I’m underestimating my analysis.Here are my data points:Asking Price $175,0002 br/1 ba duplex in a decent part of town in Houston, TXRental comps range $950-$1,095/moCurrent tenants lease runs through DecemberPurchase Price: $175,000ARV: Assuming the place is in decent condition, I don't plan to make any substantial improvements.

Past practice, the rental applications, conversations with your cpa, etc etc.  

In regards to practicing analyzing deals, to build an analysis process I browsed the MLS and scoped out some deals that looked interesting and would analyze them in all aspects, as I would if I were actually going to buy it. 

I have a question as I search for "good deals".I understand that I am looking for deals in which the numbers "make sense" and check as many if not all boxes that you kind folks share on here and I have studied and practiced quite a bit now. 

He spent $5,000 doing that, and suggests a return of $3000/$5000 = 60% annually.This sounds like a great idea- but in practice, I think it would fail miserably.

For value add, its a choose your own adventure to see what improvements you can make at what cost and compare them to the current value to see if paying a premium over asking makes sense with the returns you want.