The provisions in the second contract govern the final close so you have to check for discrepancies that would invalidate your contract's provisions with the seller.

@Erica ArceCould you have a written agreement directly with the wholesaler that outlines your fee for bringing a buyer to their deal?

New Jersey is a great place to invest especially if you are open minded to the idea of house hacking. 

If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

Not only am I sorry you lost money but it gives a black eye to us legitimate lenders everywhere.

Professional staging, virtual tours, and high-quality photos can help them envision how the space fits their lifestyle, whether it’s for entertaining, work, or family.To overcome the “biggest house in the neighborhood” concern, shift the focus to its uniqueness and lifestyle potential.

I don't think that's a good strategy because you can never time when the correction happens.

How long have they been there?

If you are looking at 4plex you can enter that project with as little as 5% down if you buy it as a primary meaning you will live in one of the units.

Can function as either co-living or one large multi-generation single family house.