We currently are in the process of building this, and we have more projects that we are working on for other partners to join.

I currently have a primary residence, which I purchased almost a year ago before I knew about real estate investing.

Currently paid off.

My current project is a similar scenario - needs a lot of work (+ money for renovation), and I'm turning the basement into a separate unit in order to increase the monthly rental income.

You may find your current insurance company doesn't and you'll just need to shop around to find someone that does.You absolutely have to have the correct insurance or you may not be properly covered.

They lend money in 1st position to growing companies and even to REITS, they can be bought/sold for free on your phone, they pay from 10-14% yearly dividends, and their stock prices have been slowly trending up last 4 years?

I'd be hesitant to break what is working on properties with a low base just to increase units..can/will rental rates increase on the currently owned units? 

Vacants – You can use SmartyStreets.com to find out which address the post office is not currently delivering to.

Currently using as a STR.

My current CPA is not well versed in the realm of short term rentals, finding one that is has been on my pipeline but with all the work involved with the property setup I haven’t gotten around to it.