Medical specialization is VERY SPECIFIC in certain aspects.

Are you willing to deal with mold, foundation, roofs, and other more serious issues or are you just wanting to update a home? 

If it isn't a secondary market product, as mentioned, there is no upside for the lender and they won't release anyone until the loan is paid off.That said, it wouldn't be impossible for a lender to agree up front in creating a loan that they would take a co-signer for a stated period of time or when the collateral value increases or the LTV reaches a certain point, this is done primarily in commercial aspects.

I have an interest in the buy and hold aspect of the business as well as fixing and flipping.

Decide what aspect of real estate you want to tackle and start moving towards it.

Units: 11 connected townhomes (one building, one roof)(All 1280 SF 3 bed / 2 Bath units -- 2/1 upstairs 1/1 downstairs) on 0.46 acreBuilt in 2000, metal roof, brick and vinyl exterior.

Expenses such as roof, utilities that serve the entire building, and other building wide expenses are expensed on a pro-rata basis.

I spent more time in federal regulatory aspects, bank and mortgage compliance, than anyone on this site so far, not to mention servicing consumer and commercial loans.

Very robust form builder, lead capture, CRM database, and direct mail all under one roof. 

Real Estate is a very long term success industry and building a foundation will be the most important aspect of your business.Good luck and hope to share more ideas in the future.Damir