Does anyone know a mortgage product or lendor that will offer something for a non-owner occupied investment with less than 20% down, preferably 15% or less?

This product eliminates you investing any time at all regarding this important issue.2) Also correct, however in point three you mention "dings" on your record. 

It would be nice to have a great relationship with a lender.The lender that can guide you on the different loan products a bank offers and one that would push you to get the loan as opposed to just saying "no, you don't qualify".

I had better luck with local smaller lenders as they can be more lenient with there loan products as well.

We have lots of opportunities to meet with other local investors and suppliers of products and services.

Investors that work with us have been burned buying a shell that is later determined to have structural defects and cannot be rehabbed. 

If you're hoping by using a warranty deed if there's a defect the LLC will be able to use the threat of a breach action against you as the Grantor to get your title company to assume responsibility remember title company's are not in the business of providing coverage for uninsureds so they'll look for any defense they can find. 

I don't recall their actual policy but we bought 8 cases of glazed subway tiles (same production run) and after opening the first case and setting out a few tiles realized there were a lot of pits in the glaze. 

.), until more permanent structures can be built.And with 5G rolling in (with government support), in the next few years (as need increases) it seems like coverage should increase.My understanding of this, is some carriers have stronger signals in some areas than others, and 3 bars on one carrier could mean 1 bar on another.Meaning one resident could have decent coverage and another could have spotty weak coverage depending on who you pay your monthly bill too (and many people are locked into longer term plans with phone financing built in), so a product (service?)

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.