I live in NC, I'm 41, my wife is a high W2 earner, and we don't plan on touching this money for 12-15 years. 

Maybe I got over excited, since this was my first owner finance deal, but I was really taken by them- I wanted them to live and buy our home.

My first 2 years with them I lived in Seattle while they managed the properties here in Orlando.

Most of us that lived in NYC invest out of state because the price points are significantly different elsewhere.  

We met in 2019 while we were both living in the Detroit area.

I've drawn the new build for an owner-occupant to have a single family home but with the option of having a "tenant"/roommate or family member (perhaps in-laws, or elderly parent/grandparent, or a brother/sister, who wants private, separate living space, etc.) living in their own space with their own separate utilities.

My husband and I own a profitable condo we rent out short to mid-term, while living in a single-family home we plan to convert to a long-term rental.

wouldn't be able to get this mortgage unless they lived in SoCal and worked remote.

Currently we live in the apartment and we are renting out whole house. 

Then of course depends on your lifestyle and where you actually live some places are much more expensive to live than others..