Paying down the balances on any cards to below 30% of the total limit makes you look like a more responsible person and a better (lower) loan risk. 

Here in Illinois we have a program that gets you a $7,500 down payment assistance loan forgivable over 5 years (so $125 forgiven per month) for first time homebuyers, and a $10k grant repayable @0% for all others.

With the right PM and a flow of properties ( I use wholesalers) you can really succeed there.

Guidance on BIRT and NPT taxes is very limited and as the transactions get more complex compliance becomes challenging. 

So, over the last 6 weeks I've sent out about 1,150 mail pieces (not that high, I know, but we'll get there), and I've gotten about 25 pieces back. 5 are probate leads that I would like to track down, about 15 are postcards (weighing the cost and time of tracking leads for this prospect group), and a few are driving for dollars leads. 

I bought a couple of lots in a tax-deed auction, and when I went to sell them a year and a half later, I found that all the title companies I called have new policies that require a person to hold the property for 3-5 years or more before the title was regarded as clear.

After he left we had a proper electrician and a great plumber come out and look at the work and turns out that everything that the previous GC had done is not to code and all had to be pulled out.

Yes more appreciation and as it is it's so hard to own a RE in SF, Bay Area. 

We have purchased a 16 unit and a 281 unit mom and pop.Gino

Welcome to BP @Jake Brown We have a lot of discussions about tax liens here and a number of experts on the subject.