I go through applications as they are received and they pay smartmove for the credit/background.

Father's removal will be a gift to daughter for federal tax purposes and a gift-tax return will need to be filed, and unused lifetime credit will be reduced, or, if already all used, gift tax must be paid. 

Does this include credit unions?

Anyone that reads my posts knows I'm not one for the hard sell,  but I think credit where credit is due, and I know the BP community is always interested in information about on-the-ground changes in popular RE markets.Thanks to you and @Caleb Heimsoth , as always, for your input!

Has anyone try  to dispute a Late payment charge on your Credit score?

We have plenty of poor rating schools here where the students can not even write proper English.  

We also can meet all other requirements for borrowers (credit score, DTI, etc).

Never try to justify holding onto a poor investment property. 

There is a lot of hard work involved in building up assets and cash wealth plus also great credit that can be used to position you to be able to make investments with OPM (other people's money) i,e. banks, and other lenders like private and hard money lenders. 

As well, I have a small new construction condo project and having a really hard time finding funds for it.I did few flips using my own credit and conventional mortgage to finance it but there's certain limitations to these approach as well as rehab cost is not lender's concern.