He may have also had some special factors in play, such as a senior discount.

Someone who has suffered through the crash and still investing today should be pretty smart and conservative enough.I can refer you an expat - he is a US citizen working in Bangkok (used to work in HK as a finance executive) - and he will tell you how he was able to build a sizable portfolio of properties in the US even while living abroad.

Thanks, it feels like I've started too late being a senior in high school now, but I've been listening to the podcast more in substitute for listening to to music, but in order to really understand all the terminology used in the podcast I've been reading the BP Ultimate Beginner's Guide.

I'm a US citizen investing in the US and NZ.

he is a senior broker, you don't make rate quote mistakes like that do you?

If you guys have any other info on the HUD specifically the HAP program for low income seniors and folks on disability please let me know.  

So forget the business card idea--maybe put it into your standard rental agreement.Sorry for my senior moment.

@Caroline Gerardo  nailed it unsecrured not for operating money or equity they need for senior lender. 

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I am 18 and currently a senior in highschool.