I think the general rule of thumb is that if you can't recover your closing costs from the difference in payment reduction within 3 years, you shouldn't refi.

You can file a action with Fair Housing maybe.. but good luck.Companies can and do change policy packets and fine print may say they don't even need to appraise you of change. so if your lease had any mention of policy packet or tenant rules... tenant guidelines,,, it could be in there..I never encouraged my co workers which were  maintenance techs to live on site,, because of this.. they always thought the rent reduction was great, but lurking was the vacate within 2 weeks if they got fired or found different spot to work.. 

Originally posted by @Tom Lane:BORAX - (look in the laundry soap aisle)sprinkle it where the ants are walking, they'll carry it back to the nest/colony. it works as a 'drying agent' so they ALL just wither up and die...I have used this before with different pests and have had success.I also started spraying the perimeter of my properties this year every few months and had a drastic reduction in the number of pest related phone calls I received.

I would not grant any rent reductions for the switch over, and they would be paying for both apartments for the time it takes them to move into the new one- it should only take a day but maybe they want a longer overlap than that?  

I'm thinking of a one time one week rental reduction for the inconveniences.  

The full contribution to the Roth IRA is available to grow tax free without any reduction for taxes that have already been paid.So, in your example, it is not true that the Roth only has $65K to start with after $100K in contributions have been made.

That could be a tough pill to swallow.

Stronger, last longer and they really don't pill.

One of my market rate units has asked for a -15% monthly reduction.

The disadvantage is that nonresident state filings are a PITA and result in higher CPA fees.Some states require nonresident withholding on state tax on a gain which in theory might satisfy all the tax (perhaps even overpay a bit).The technically correct answer is that you might still be required to file, but the practical answer is that it might not be worth the administrative costs.Ultimately the decision probably comes down to a cost benefit analysis to see if the filing burden and cost justifies the reduction in tax you might owe.