I have a great tenant, going on Year 4 in a SFH in an Indianapolis suburb. I did a 6% rent increase  ($90) for 2023-2024 and did a less than 2% increase ($30) this renewal 2024-2025. New rent is $1680. The increases a...

This will confirm what the lease terms and actual rents the tenants are paying. 

I normally end up going with a small bank that provides favorable terms for holding my cash.

Hello, I am in the process of securing my first hard money loan. The deal involves buying an existing single-family house for $700k that conveys with a vacant lot. The vacant lot, if buildable, is worth about $150k. ...

I personally don't think it's that great in terms of a full-on PM software.

I am looking to expand my portfolio whether in long-term rentals, STRs, flips, etc with a partner in order to better utilize funding, etc.

Our goal is to convert it back to a 3-4 unit property for long-term and short-term rentals.As I currently reside in Washington DC, I'm unfamiliar with the local permit processes and requirements.

@Brendan M Hornung what's the long term goal of this person?

Considering their LTV is at market or debatably below market (depending on the asset), if the interest rate or loan terms aren't advantageous, I'd also suggest getting quotes from other lenders.Since you are located in upstate NY, I'd look for local banks.

If your goal is financial freedom, choosing the right location is the most important investment decision you will make because it affects all long-term income aspects, including:Whether rents keep pace with inflation is crucial.