While they have historically been underappreciated and de-valued, this too is changing, particularly as new loan products are being released specifically for the purpose of funding ADU construction.

One tenant however, did refer to having their rent pro-rated by the number of days that the situation would last.There is a clause in both their leases that they are responsible to carry renters insurance to protect their personal belongings against fire, theft, flood, loss of use etc. 

You can definitely use a DSCR product for purchase or refinance.I personally like the value add opportunity.

If title was held in your personal name this would still be happening. 

I had personal ties to the area and saw the potential in this once blighted property.

Do you want to go into the office and learn in-person? 

My personal assessment of the overall economic risks has hit a tipping point.  

The insurance salesmen in the personal finance forum preaching “infinity” banking2.

Let this thread to be a place for constructive, productive conversations, networking and working together to make some money and bring some positive light to this frowned upon industry in RE world.Thank you all for your insights, opinions, comments!!

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.