I have friends that went to private universities and paid 2-3 times more than your standard state university and come to find out it was a waste of money.

The title is not under either mine, nor the previous owners name.Who should I be contacting regarding the proper, legal, and cost effective way to deal with it?

A certain percentage, of course, live too far to make regular visits.I suggest using skip trace software or a cost-effective researcher to pull your PR's addresses to complete your list.

It can change, and the assessed value will also change, but you can get a ballparkInsurance loss runs as any claims will effect your insuranceDeferred Maint.

I also look at homeopath.com and HUD sites. but I found that using Keywords to search the MLS has been the most effective.

Don't need to waste money on running their scores, but make the parents co-sign and run theirs obviously.

From my understanding as a borrower the only change that really effects me is that the rates are more standardized.

Do this by comparing the prices of similar 3/1s of different size (again order of preference if available: both condos in same complex, condos in same area, SFRs).From my experience as a renter, I have found that the square footage has less of an effect than you might think.

You'll be wasting your time if you talk to people that don't have 30-40% equity; even if they're motivated, they can't negotiate below what they owe...Think about the wants & needs of the people on both sides of the equation and understand how you can put them together for profit!

Frankly it's just a waste of time.