I have only found as low as 75k for stated, everything under 75k is full doc.

this is what I found on HVAC ducts in this 1940-50 brick row townhouse. do u think it might be asbestos ?

They can be found.

Equity approx 150k combined.I have 50k saved and another 20-30k that i am considering to borrow from my TSP (401k) at 2% interest.My question is whats the best investment i can do with that 70k plus potentially equity from my two other properties.I have found a 4 unit in texas for 225k with already tenants occupied bringing in $2645 month.

I think owning real estate in these places would be quite nice.How I found biggerpockets!....

I actually stumbled onto the podcast before the forums, and am lucky to have found such a great community and resource!

Arizona is a beautiful place, and once I've found my success in Sacramento, I'm planning on expanding back to my hometown out there.I'm not too familiar with the Northern California market yet, but I know AZ is ripe for the picking!

@Nathan Churchill -- I second that emotion with the support found here!  

It can be found on here.

Other areas in north side like Avondale, Logan Sq, Irving park, North center are expensive right now but deals can be found still...You might have better luck looking into Albany park, Portage park, Jefferson park, North park etc...You should look into FHA program with 3.5% down.