DSCR loans are a great option for anyone that doesn't fit the conventional "box" - DTI isn't a factor, no employment info needed, no W2s, paystubs, tax returns, 1099s, etc. needed, you can close in an LLC if you want to and many lenders don't report to personal credit, so those loans won't affect your credit score/DTI for any conventional financing you might pursue in the future.

It is always a good idea to have a great network of lenders.

Lenders will want to see 6 months to a years worth of mortgage payments in reserves after closing.

We used a hard cap lender that financed the purchase as well as the rehab loan.

Shopping for lenders to refi 3 vacation rentals in Galveston, TX.

I want to avoid a situation where a lender is telling me I’m prequalified and then there is a hiccup once we get under contract.

Please get in touch if you are a lender and can help me achieve these goals. 

Many hard money lenders are hesitant to provide loans solely for land acquisition, and conventional loans have been somewhat limiting, especially for land deals.What is best strategies for raising private funds.

I would get pre-approved with a great mortgage lender and then connect with a realtor who will help you look for those properties that have more than 1 unit. 

With our lenders, if the borrower refi's or sells the home they get refunded the remaining balance that the seller paid for the temporary buydown, since the lender holds it in their own escrow account.Its a dollar for dollar subsidy basically, seller funded to help the borrower the first couple years in the loan.