Given the current market, I might end up paying premium to buy a house now and might find it difficult to sell it later if market is not so favorable. 

Plus the chance that premiums a can go up after such an incident that could have been prevented had they took that tree down?! 

Again contractors charge premium if you tell them you had a disaster.

The company that was going to operate the home could not get insurance for the business because the insurance companies have gone crazy with COVID and have increased premiums by more than 3X here in New Mexico.

If possible, and contract allows, go after builder stating cancelling the contract cost you now more because you have to pay premium to another builder as prices have gone up.

If you have the property optimized and are running it to its full potential, it can easily persuade the buyer to pay a premium for the property.

Colorado, you pay a premium.

Let that be the driver to not buy the premium car and to curb lifestyle creep.

Yelp is known for deleting and purposefully trashing businesses that don't pay for their premium services, I would avoid anything on there.Good luck! 

I would do some market analysis and find different pockets that make the most sense in regards to unemployment rate, job growth, major employers, rent rates/premiums/growth, crime rates, etc.