Hi,I heard of Denholtz Properties through a post here however I haven't been able to find any reviews of them. 

Please note: some mortgages may have language that prevents this or requires additional hoops to jump through, I would suggest you contact your lender and understand each of the mortgages you have as to where they stand on ownership transfer. 

It looks like you are not able to get lending because your Debt-to-Income ratio is too high.You should figure out what your DTI ratio is.If you are buying cash-flowing rentals, your rentals should actually be helping you get future loans easier.

After analyzing the local Mercer County market I've noticed there are not that many MFH that are desirable meaning cash flow can occur, but appreciation, schools and good tenants will be at risk.

Have you read through all the HOA meeting minutes over the past two years?

90% of transactions go through about 10% of agents.

After analyzing the local Mercer County market I've noticed there are not that many MFH that are desirable meaning cash flow can occur, but appreciation, schools and good tenants will be at risk.

Carpet are through out living and dinning combo great room and two bedrooms.

After analyzing the local Mercer County market I've noticed there are not that many MFH that are desirable meaning cash flow can occur, but appreciation, schools and good tenants will be at risk.

When it comes to refinancing, assuming I bought a quadplex all in at 200k with 25% down through a PML and it appraised for 285k.