With COVID 19 he went through 5 month dry spell and grossed yr to date only 20k in his day job. 

She is reminding banks and economic agents of the dangers associated with excessive debt. 

It hasn't been driven since the summer of 2018.  2 tires had dry rotted, and they only had 10k miles on them. 

The home will certainly qualify for the stringent rules of a VA, plus you can get it near-100% financed and keep your dry powder for the fixer-upper you are looking to acquire.

When they get the worthless trinket from you they will just assume their own hard earned rent money bought it and that you have so much excess that you just blow it to spend for your end of year tax reasons .

I realize this likely varies widely across the different markets, looking to get a ballpark on what is considered normal vs. excessive. 

Once I realized what had happened, I called the mortgage department and asked the rep to add it fully to an extra mortgage payment, something they were able to do by swapping out a code that told the computer to apply excess money to the principal, but not before asking why I wanted to make extra mortgage payments at all.

I'm seeking alternative solutions to decrease the operating energy costs, and/or create an income stream selling excess energy back to the grid. 

Quarterly inspections seems a little excessive.

I have spoken to a few companies recently and been put off by some who have been set up in the past 5 years, only made a few exits and yet currently have in excess of 30 syndications and looking to add more with business model that has aggressive underwriting .