Seeking advice from local developers: If using land as collateral for a construction loan, how do you manage the 20% not covered by the lender's 80%?

Once this is established then the business might find a good fit as an property investment or property management business using the homes as collateral for the loan.  

Minneapolis-based attorney Larry Wertheim explains that in a third-party financed sale, the lender's stringent requirements for title examination, title insurance, and appraisal provide the collateral advantage of disclosure for the buyer.

I paid off my car about a year ago, and despite believing heavily in not having a car note (At one point I had three cars and paid all three off) I might have to put up my car for collateral just to get the funds for a real estate deal that I'm trying to buy creatively, as well as use the funds for some operating expenses for the business. 

This can make lenders nervous about the long-term value of the property as collateral for a loan.Moving mobile homes can be expensive and complicated, and there's no guarantee that a buyer will be willing or able to do so.

We have a group of private investors who lend based on collateral and points of course.

She's soft and I think I can borrow 75K from her while I pay her back 90K on terms with no skin an no collateral.

This might include travel expenses to inspect collateral, maybe vehicle expenses if you have some local notes, office expenses like internet, home office etc.

Lisa Sounds like you would be better off tearing down the structures and just using the land as collateral.

This document gets recorded and is the instrument that collateralizes the property.