Hey @Carlos Martinez - I'm a broker & investor in NYC. 1 - Technically getting insurance is on you, BUT it doesn't mean the agent shouldn't be helping you by giving some recommendations lol... it's an odd thing to tell your client that it's not your job anymore. 2 - In terms of paying out of pocket the commission difference, it depends on what agreement you had with your agent.

I would not recommend metal for rental property.

@Mike Paolucci what part of Cincy do you recommend?

@Sehyun Lim Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

Do you have a lender or two that you've had good experiences with your real estate investing clients to recommend?

I would recommend a DSCR loan to do this.

We recently paid off our debts, and assuming no mortgage, we currently save about 70% of our post-tax income, around $10-12k a month.Would you still highly suggest getting a 203k loan, or would you recommend getting a standard mortgage loan from a lender? 

Any recommendations?

Do you have any recommendations for someone in a competitive market?

hi everyone, oos investor currently looking to invest in terre haute. would love to connect with folks familiar with the area and recommendations of any good real estate agents, contractors, inspectors, property managers, etc. local to be a part of my boots on the ground team.