Perhaps the economic environment will change making home loans much less affordable.

Second, given the current environment, I would be more inclined to get rid of the tenants, do the renovations that would add more value to the property than what it costs to add and then sell it.

The second is the interest rate environment...I'm no economist, but I don't think we'll see today's rates available in 7 years.  

I am just looking for creative ideas given the uniquely restrictive environment in which I am operating here.Thanks you so much in advance for any suggestions and comments.

That is the only issue that has given me pause is in the environment are lease options even an option in the area, and do I have the time to find them.

If it is apparent that all lenders are requesting something from the seller either he can not or does not want to deliver, then he may have to deal with cash buyers only, and usually be willing to provide a discount for all cash ( in a tight lending environment).

I realize breaking into the workforce has created an environment where many young people have to pursue advanced degrees just to get an opportunity.

But in this new wholesaling environment, I've been unsure if that advice still makes sense when I'm looking at deals to flip to investors.Thanks for the feedback!

I deal in cash purchases, cashflow only, and in a very comfortable tenant environment, so can assume %90 tenanted at worst - as a result, very comfortable with 12-16% on the returns (net pre-tax, meaning all PM, insurance, body corp fees etc should already be included in this bottom line)

What is your approach to raising funds for SFR development or rehab projects in today's environment?